Exploring the Exclusivity of an In-Depth Look at the IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card was introduced to fulfil the luxurious demands and spending related to travel, shopping, dining, and entertainment. This card allows savings of up to INR 1,35,866 on rewards with exclusive offers on some of the trending brands. It is a lifetime free credit card that comes with no annual fees. Get 1 reward point on every transaction of INR 100. Further, these points can be redeemed against statement cash, air miles, products, gift vouchers, etc. Also, 4000 bonus reward points will be available when annual milestone spending is achieved.

Should You Opt for an IndusInd Bank Legend Credit Card?

Mentioned below are the reasons that one should opt for IndusInd Bank Legend Credit Card:

  • If you want to receive reward points for all the purchases made.
  • If you want to get Priority Pass membership.
  • If you want to get domestic lounge visits every year.
  • If you want to receive rewards and spend-based bonuses.
  • If you do not want to pay high annual fees.
  • But the rewards can only be earned on weekends. Hence, it is a good option if you want to make purchases on weekends.

Features and Benefits of IndusInd Bank Legend Credit Card

Mentioned below are the features and benefits of an IndusInd Bank Legend Credit Card:

  • Spend and earn reward points on every transaction.
  • On weekdays, you get 1 reward point for every INR 100 spent, and on weekends, you get 2 reward points.
  • You will receive 4,000 bonus reward points upon spending INR 6,00,000 or more within one year from the date of issue of your IndusInd Bank Legend Credit Card.
  • Use your reward points on IndusMoments to unlock exclusive offers and deals on top brands like AJIO, Flipkart, MakeMyTrip, Tata CLIQ, and more.
  • Redeem your reward points for Airline Miles and fly with confidence. 100 Reward Points = 100 InterMiles.
  • Exchange your reward points to get Club Vistara Points. 1 reward point = 1 Club Vistara Point.
  • Claim your reward points as cash. 1 Reward Point = ₹ 0.75 of cash value.
  • Shop online and pay directly using your reward points on Yatra, JioMart, Boat Lifestyle, Gaana, Café Coffee Day, and many more.
  • Get a complimentary stay at the Oberoi Chain of Hotels in the country and pamper yourself with a best-in-class luxury experience.
  • You can get a Luxe Gift Card and redeem it at more than 30 global luxury and premium brand stores in 30 cities in India.
  • Get discount vouchers from multiple brands, such as Amazon, ALDO, Benetton, Flipkart, Zee5, Uber, Ola, Hush Puppies, Celio, Woodland, Vero Moda, etc.
  • Get up to 3 free movie tickets every month on BookMyShow with a BOGO offer.
  • Get complimentary access to more than 600 VIP airport lounges all across the world with the Priority Pass.
  • Get special waivers on lounge usage charges outside India with our Travel Plus program.
  • Enjoy a discounted foreign currency mark-up rate of 1.8%.
  • Get complimentary personal air accident insurance coverage of up to INR 25,00,000 and travel worry-free with Legend Assurance safety.
  • Get access to Legend concierge service that will assist you with flight booking, hotel reservations, sports and entertainment booking, flowers and gift booking, etc.
  • Get access to Legend Auto Assist facilities that will help you with roadside repair service, emergency fuel supply, flat tyre service, lost keys, battery service, emergency towing assistance, accident management and medical assistance.
  • Get a complimentary air accidental cover worth INR 25 lakhs. Other benefits include:
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Insurance Coverage Sum Assured
Lost Baggage INR 1,00,000
Delayed Baggage INR 25,000
Loss of Passport INR 50,000
Lost Ticket INR 25,000
Missed Connection INR 25,000


Pros and Cons

Pros Cons
This is a lifetime free credit card with no annual charges. This only provides 1 BOGO offer, i.e. Buy 1 Get 1 in a month.
Get a complimentary priority pass membership that is suitable for those who fly frequently. There are no dining offers available.


Fees & Charges

Mentioned below are the processing fees to apply for IndusInd Bank Legend Credit Card:

Category Amount
Joining Fee INR 9,999
Annual Fee Nil
Finance Charges 3.83% p.m. (46% p.a.)
Late Payment Fee For Statement Balance:

●        Up to INR 100 – Nil

●        INR 101 to INR 500 – INR 100

●        INR 501 to INR 1,000 – INR 350

●        INR 1,001 to INR 10,000 – INR 550

●        INR 10,001 to INR 25,000 – INR 800

●        INR 25,001 to INR 50,000 – INR 1,100

●        Above INR 50,000 – INR 1,300


Eligibility Criteria

Mentioned below are the eligibility parameters to be met in order to apply for an IndusInd Bank Legend Credit Card:

  • The minimum age of an applicant should be 21 years.
  • The maximum age of an applicant should be 60 years.
  • The minimum income per month of an applicant should not be less than INR 20,000.
  • An applicant should be either a salaried or self-employed individual.
  • An applicant should be an Indian Resident.
  • An applicant must have a good credit score.

Documents Required

Mentioned below is the list of documents required to apply for IndusInd Legend Credit Card:

  • . ID Proof: Aadhar Card, PAN Card, Driving License
  1. Address Proof: Passport, Aadhar Card, Driving License, Bank Statement, Job Card
  2. Income Proof: Income Tax Return, Salary Slips, Bank Statement

How do I apply for an IndusInd Legend credit card? 

  • . Mentioned below are the steps to apply for IndusInd Legend Credit Card in the case of new customers:
  • Open the official website of IndusInd Bank, i.e.
  • Choose the credit card to be applied from the list available.
  • Provide the personal and contact details required.
  • Once you have completed your verification, a bank representative will call you to guide you through the remaining process.
  • Upload the KYC documents along with the proof of income to get a card.
  1. Mentioned below are the steps to apply for IndusInd Legend Credit Card in the case of existing customers:
  • Open the official website of IndusInd Bank, i.e.
  • Select the option “Credit Cards”.
  • Enter the Internet banking User ID along with the mobile number.
  • You can also apply directly online for a credit card.

IndusInd Legend Credit Card Customer Care Number

In case of any clarifications, queries or complaints, one can contact the below-mentioned customer care number:

  • In the case of Indian Residents: 18602677777
  • In the case of Overseas Residents: 022-42207777
  • E-Mail ID:
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